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Alicia

Update on Alicia

Sra. Alicia is 46 years old and has only a primary school education. She is married to Sr. Víctor and they have three children. Her oldest child was not able to enroll at the university because of their financial situation. Therefore, he went to Brazil in order to work. He currently contributes to the university studies of the middle child. The youngest is attending a state primary school in the area.


Alicia’s parents worked in agriculture when she was a child. When she got married, they gave her an inheritance. She and her family currently live in the District of Caramarca, one of the areas that produces large amounts of onions, corn, potatoes, and other crops. Like any other area, her land is suitable for facilitating the family business of planting corn, potatoes, and onions. Alicia will begin planting potatoes this month, but she does not have the cash to buy seeds and compost. For this reason, she is requesting a loan. This will allow her to help her two youngest children so that they can become professionals.

View original language description ↓
La señora Alicia tiene 46 años, estudio tan solo hasta el nivel primario y se casó con el señor Víctor, tienen tres hijos, el mayor no pudo ingresar a la universidad por su situación económica, por tal razón el hijo mayor se fue a trabajar a Brasil, actualmente el hijo mayor colabora con los estudios universitarios a su segundo hermano, la menor está cursando el nivel primario en una escuela fiscal de la zona. La señora vivió con sus padres a los cuales colaboró en la producción agrícola durante la niñez, una vez que se casó le dieron su herencia donde actualmente vive con su familia en la zona de Caramarca, es una de las zonas de mayor producción de cebolla, maíz, papa y otros; como esta zona es apta para el rubro la familia se dedica al sembrado de maíz, papa y cebolla. En este mes comienza el sembrado de papa pero la señora Alicia no cuenta con efectivo para comprar la semilla y abono, es por esto que solicita el crédito. De esta manera la señora Alicia ayudara a sus dos hijos menores para que puedan salir profesional.

Previous Loan Details

Alicia is 45 years old and studied only until elementary school. She married Víctor and they have three children. The oldest couldn't attend university due to their economic situation. Thanks to this, he traveled to Brazil and is currently helping with the university studies of their second son. ... More from Alicia's previous loan »

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 197
    View loans »
    Bolivia Loans Fundraising
  • $31,410,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Alicia to buy seeds and compost.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 11, 2013
Listed
May 2, 2013
Currency Exchange Loss:
Covered
Ended:
Mar 17, 2014
This photo was used before for a previous loan for Alicia. It was first posted on Kiva on Apr, 2012. Learn More