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Johanna Beatriz
The Communal Bank "Los Corrales" (The Corrals) meets every 15 days in a place called Los Corrales a few minutes from Montecristi, a city with a rich prehistoric culture. In this place the majority of the people make their livings doing different activities such as crafts and general trade.

Johanna, 28, lives in this place. She is married and with her husband she has a 4-year-old son. Her husband works in a factory in Manta. Johanna is a housewife who, in order to earn her own income and with it help her husband with the home expenses, sells all types of clothing. She makes her sales door-to-door and her customers also come to her house to buy her merchandise.

The majority of the time she leaves in the morning since at that time her mother-in-law can take care of her small child for her. She sells on credit and charges every eight or fifteen days. She has had her business for over two years and it is going very well for her.

She will use this loan to buy pants, shirts, children's clothes and other clothing items. She has been with the Communal Bank for two years and she likes it because, thanks to her first loan, she was able to start her business. Her dream is to have her own home since she lives in her parents-in-law's house.
View original language description ↓
El Banco Comunal Los Corrales se reúne cada 15 días en una localidad llamada Los Corrales a pocos minutos de Montecristi ciudad con una rica cultura prehistórica, en este sitio la mayoría de los habitantes tiene diferentes actividades tales como: artesanía y comercio en general.

En este lugar vive la señora Johanna, tiene 28 años de edad, está casada y de esta relación tiene un hijo de 4 años. Su esposo trabaja en una fábrica en Manta.

Doña Johanna es una ama de casa que para ganar sus propios ingresos y con estos ayudar a su esposo en los gastos del hogar se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y sus clientes también llegan hasta su casa a comprar su mercadería, la mayoría de las veces sale en las mañanas ya que a esta hora su suegra le cuida a su pequeño hijo, ella deja a crédito y cobra cada ocho o quince días, lleva más de 2 años con su negocio y le está yendo muy bien.

Este crédito lo va a emplear en comprar pantalones, camisetas, ropa de niños entre otras prendas. Lleva 2 años en el Banco Comunal y le gusta porque gracias al primer crédito pudo empezar su negocio.

Su sueño es tener su casa propia ya que vive en la casa de los suegros.

About Ecuador

  • $10,600
    Average annual income
  • 54
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Johanna Beatriz to buy pants, shirts, children's clothes and other clothing items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 28, 2013
Listed
May 1, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 21, 2013