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Victoria is a 56-year-old woman. She lives in the city of Ica with her two children, who she loves and who are her principal reason for living. Unfortunately, for various reasons, Victoria is a single mother. She separated from the person that was her husband several years ago, and since then she has dedicated all her effort to getting her family ahead.

Victoria is a very friendly, hard-working and enthusiastic person. She could not study a professional degree in nursing because she has had to work since she was very young. In her free time she likes to make delicious desserts to share with her family. Victoria works in a small store selling pies, cakes and other things, on her own initiative and with much dedication and determination.

She works every day in her home preparing these delights and she can do so for approximately 12 hours. She feels happy doing her work and believes that it is going well for her due to her good flavors and the friendly treatment she offers her clients.

Victoria is very thankful to the Kiva lenders since, thanks to the help they offer her, she will be able to purchase construction materials such as cement, sand, bricks, and more, which will help her a lot to strengthen and improve her home. This way, Victoria and her family will be able to count on better security and well-being. Thus she will continue working and striving to achieve her great dream of having a large restaurant.
View original language description ↓
Victoria es una mujer de 56 años, vive en la ciudad de Ica con sus hijos, a quienes ama y son su principal razón en la vida, lastimosamente por diversas razones Victoria es madre soltera, hace varios años se separó de quien fue su esposo, desde entonces ella ha dedicado todos sus esfuerzos por sacar adelante a su familia; Victoria es una persona muy amable, trabajadora y entusiasta, no pudo estudiar la carrera profesional de Enfermería, ya que desde muy joven tuvo que trabajar, en sus ratos libres le gusta preparar deliciosos postres para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Victoria trabaja en su pequeño negocio de venta de pasteles, queques y otros, ella trabaja todos los días en su hogar preparando sus delicias y puede hacerlo por un aproximado de 12 horas, ella se siente a gusto realizando su labor y cree que le va bien por su buena sazón y por el trato amable que brinda a sus clientes.
Victoria se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de materiales de construcción, como cemento, arena, ladrillos y otros, los cuales le servirán de mucho para reforzar y mejorar su vivienda, de esta manera Victoria y su familia podrá contar con mayor seguridad y bienestar, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de tener un gran restaurante.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 152
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Victoria to buy construction supplies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 6, 2013
May 1, 2013
Currency Exchange Loss:
Nov 20, 2014