Check out some available loans that are similar to this one!
Esmeralda Bibiana
In the Andrés De Vera parrish in the city of Portoviejo, the capital of Manabí, which has been known for many years as the “city of the authentic tamarind”, the members of the communal bank 4 De Agosto (4th of August) meet every fifteen days.

In this place lives Esmeralda. She is 53 years old and is in a common-law marriage. She has three children from a previous relationship who are grown and independent. Her husband works as an automotive mechanic.

Esmeralda is a homemaker. In order to have her own resources and help her husband with the household expenses, she works selling clothing and Avon products through a catalog (beauty products, cosmetics, perfume, and accessories for women).

She works three days per week on her routes, as her method of sales is door-to-door, although she also sells to her closest customers in their homes. She’s been doing this work for 5 years and it’s going very well for her.

She will use this loan to purchase perfumes, lotions, makeup, pants, shirts, and general clothing. She has been in the communal bank for three years, and she likes it because the loans allow her to move her business ahead.

Her dream is to have a small store to sell her clothing and all of her products.
View original language description ↓
En la parroquia Andrés De Vera de la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal 4 De Agosto.

En este lugar vive la señora Esmeralda, tiene 53 años, mantiene una relación de unión libre y de otra relación que tuvo hace tiempo atrás tuvo tres hijos los mismos que son mayores de edad e independientes. El marido es mecánico automotriz.

Doña Esmeralda es una ama de casa que para obtener sus propios recursos y con esto ayudar a su esposo con los gastos del hogar se dedica a la venta de ropa por catalogo y productos de Avon (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días por semana en sus recorridos ya que su forma de venta es puerta a puerta aunque también vende en su casa a los clientes más conocidos, ella deja sus productos a crédito y cobra cada fin de semana. Tiene 5 años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar perfumes, cremas, cosméticos, pantalones, blusas y ropa en general. Lleva tres años en el Banco Comunal y le gusta porque que los créditos le permiten sacar adelante su negocio.

Su sueño es tener un local para vender su ropa y todos sus productos.

About Ecuador

  • $10,200
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $23,495,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Esmeralda Bibiana to purchase perfumes, lotions, makeup, pants, shirts, and general clothing items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 22, 2013
Listed
May 1, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 21, 2013