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Gina Marlene
Every two weeks, the members of the 4 de Agosto community bank meet in Andrés de Vera parish, in the city of Portoviejo. Portoviejo is the capital of Manabí and has been known for many years as the City of the Royal Tamarind Trees.

This is where Gina lives. Gina is 37 years old, married, and has three children who are 16, 14 and 11 years old. They are all attending school. Gina's husband is a security guard.

Gina is a great mother and wife who, in order to make her own income so that she can help her husband with their children's educational expenses, works selling both catalog clothing and Avon, Esika and Yanbal products (beauty products, cosmetics, perfumes and ladies' accessories). She works every day and makes her sales door to door, though some of her most trusted customers come to her home where she keeps her merchandise. She leaves her products with her customers on credit and collects payment every weekend. She has been in this business for more than six years and it is going very well.

Gina is requesting this loan to buy perfume, creams, cosmetics, pants, blouses and other items of clothing. She has been a member of her community bank for more than two years and likes it because the repayments are easy.

Gina's dream is to have premises where she can sell her clothing and other products.
View original language description ↓
En la parroquia Andrés De Vera de la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Banco Comunal 4 De Agosto.

En este lugar vive la señora Gina, tiene 37 años de edad, está casada y de esta relación tiene tres hijos de 16, 14 y 11 años que estudian en el colegio. El marido es guardia de seguridad.

Doña Gina es un gran madre y esposa que para obtener sus propios recursos y con estos ayudar a su esposo con los gastos de los estudios de sus hijos, se dedica a la venta de ropa por catalogo y productos de Avon, Esika y Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja todos los días y su forma de venta es puerta a puerta y sus clientes más conocidos llegan hasta su casa donde tiene su mercadería, deja sus productos a crédito y cobra cada fin de semana. Tiene más de seis años que se dedica a esta actividad y le va muy bien.

Este crédito es para comprar perfumes, cremas, cosméticos, pantalones, blusas y ropa en general. Lleva más de dos años en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Sus sueños son tener un local para vender ropa y todos sus productos.

About Ecuador

  • $10,600
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $24,292,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Gina Marlene to buy perfume, creams, cosmetics, pants, blouses and other items of clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 22, 2013
Listed
May 1, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 21, 2013