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Jhoana Sarai

Update on Jhoana Sarai

Jhoana needs a new loan in order to get more inventory for the business activities in the coming season. This will allow her to buy women’s clothes, blouses, and underwear, among others.

The previous loan helped her to increase her income, and she used that for the household expenses. The investment of the Kiva loan she was given allowed her to improve her income and strengthen her business. She provides for her family, and they are doing very well.
View original language description ↓
Jhoana, requiere de un nuevo préstamo para adquirir más inventario por las actividades de la temporada que se acerca. Este le permitirá comprar ropa femenina, blusas, calzonetas, entre otras.
El crédito anterior le ayudo a aumentar sus ingresos y los invirtió en los gastos del hogar. La inversión del crédito que kiva le proporciono le permitió mejorar sus ingresos y fortaleció el negocio; mantiene el mismo grupo familiar y las condiciones están muy bien.

Previous Loan Details

Jhoana sells clothes. She is 22 years old and lives with her parents in their home. She has her business selling clothes to help her parents with household expenses. She has seven years' experience. This business began through Jhoana's own initiative. She makes sales in the city's marketplaces, a... More from Jhoana Sarai's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 749
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Jhoana Sarai to buy women’s clothes, blouses, and underwear, among others.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 26, 2013
Apr 12, 2013
Currency Exchange Loss:
Sep 18, 2013
This photo was used before for a previous loan for Jhoana Sarai. It was first posted on Kiva on Dec, 2012. Learn More