From an early age, she learned to earn her bread with her own sweat. After a lot of effort and savings, she succeeded in starting her own business selling snacks and soft drinks. She works around 9 hours a day and also sometimes works cleaning homes in a residential area of her city to earn extra money. She believes that she is getting ahead because she is responsible and eager to improve.
Luisa is very grateful to the Kiva lenders since thanks to their help, she will be able to purchase more snacks such as chocolates, corn snacks, cookies, sodas, and other items. This will allow her to have a larger variety of products which will improve her income. This will help her continue working towards making her biggest dream come true: having her own home.
Tal es asi que desde muy joven aprendió a ganar el pan con el sudor de la frente y luego de mucho esfuerzo y ahorro logro iniciar su negocio de venta de golosinas y bebidas gaseosas; ella trabaja alrededor de 9horas al día y también en ocasiones trabaja limpiando locales n una urbanización de su ciudad con lo cual obtiene un dinero extra; ella cree que está saliendo adelante porque es responsable y sobre todo tiene muchas ganas de mejorar.
Luisa está muy agradecida con los prestamistas Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar más golosinas como chocolates, chizitos, galletas, gaseosas, entre otros, de esta manera podrá tener más variedad de productos y podrá mejorar sus ingresos, lo que le permitirá seguir luchando en busca de hacer realidad su más grande sueño:”Tener su casa propia”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid