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Cristian Eduardo
Cristian is a young man of 23. He lives in the city of Camaná, a city with a warm climate and a varied agriculture, which distinguishes itself by the cultivation of rice and beans. Similarly, fishing is developing, and it beaches are very beautiful. Cristian is a very happy young man, but he is also very responsible, since he works every day as a taxi driver and goes through the streets of his city in search of customers. Cristian can serve about 20 customers a day, and he believes that he is getting ahead in his work because he is very friendly to his customers and is responsible when he drives.

Cristian is very grateful to the Kiva lenders, since thanks to the help that they offer him, he will be able to make improvements in the house where he lives, since he will be able to improve the walls and the plumbing and repair the roof of his house. In this way he will have a better home and his family will be able to improve their quality of life. Thus he will continue striving every day to make his great dream a reality: "to have a career and to be a great businessman."
View original language description ↓
Cristian es un joven de 23 años de edad, vive en la ciudad de Camaná, ciudad con un clima cálido, una agricultura variada, entre las cuales se caracteriza el cultivo del arroz y frejoles, asimismo se desarrolla la pesca y sus playas son muy hermosas. Cristian es un joven muy alegre pero muy responsable ya que día a día trabaja como chofer de taxi y transita por las calles de su ciudad en busca de clientes; Cristian puede atender hasta 20 clientes diariamente y el cree que está saliendo adelante con su trabajo porque es muy amable con los clientes y responsable cuando conduce.

Cristian está muy agradecido con los prestamistas Kiva ya que gracias a la ayuda que le han brindado el podrá realizar mejoras en la vivienda donde habita, ya que podrá mejorar las paredes, mejorar las tuberías y reparar el techo de su vivienda, de esta manera tendrá una mejor vivienda y su familia podrá mejorar su calidad de vida, asi el seguirá luchando cada día por hacer realidad su gran sueño:” Tener una profesión y ser una gran empresario”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 174
    View loans »
    Peru Loans Fundraising
  • $60,197,175
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Cristian Eduardo to improve his home (repair the walls, plumbing, and roof).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Apr 11, 2013
Currency Exchange Loss:
Nov 17, 2013