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Juan Elber
Juan, or Juancito as he's known affectionately, is a 60-year-old man with the vitality and desire to strive of a 20-year-old young man. He lives in the warm and welcoming city of Ica, where there's a lot of agriculture and many tourist attractions to visit. Juan has a lot of charisma, and he shares that happiness with everyone around him. He always does his best in spite of adversity.

Juan works around 10 hours every day as a bricklayer. Sometimes he can work a bit more depending on the size of the structure. Juan believes he's getting ahead because he's responsible and especially because he wants to improve every day.

Juan's very grateful to the Kiva lenders because thanks to their help he'll be able to buy tools such as bits, hammers, a saw, and others that are necessary to be able to do his job, because currently he has to rent them.

This way he'll be able to improve his income and strive to make his biggest dream a reality: "To be a master builder and be able to improve his quality of life."
View original language description ↓
Juan o Juancito como le dicen de cariño es un hombre de 60 años de edad, pero tiene la vitalidad y las ganas de luchar de un joven de 20 años, el vive en la calidad y acogedora ciudad de Ica, en la cual también se desarrolla la agricultura y posee muchos lugares turísticos para visitar. Juan tiene mucho carismas y esa alegría la comparte con todos los que le rodean, a pesar de las adversidades, el siempre le pone muchas ganas.

Cada día Juan trabaja como albañil, el trabaja alrededor de 10 horas al día, en ocasiones puede tardar un poco mas debido a el tamaño de la construcción; Juan cree que está saliendo adelante porque es responsable y sobre todo porque quiere mejorar cada día.

Juan está muy agradecido con los prestamistas Kiva ya que gracias a la ayuda que le están brindando el podrá comprar herramientas como brocas, martillos, cortadora de madera, entre otros, los cuales son necesarios para poder desempeñar su trabajo ya que actualmente tiene que alquilarlas, así el podrá mejorar sus ingresos y luchar por hacer realidad su más grande sueño:” Ser un maestro de obra y poder mejorar su calidad de vida”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Juan Elber to buy hammers, bits, saws, and other materials.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2013
Listed
Apr 11, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013