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Handaru is an Indonesian artisan who specializes in Javanase batik art. He would like to invest in the purchase of wood and wax, in order to increase production.

Handaru has been selling through NOVICA since 2000. This is his story:

"I come from a region renowned for batik artistry. I transfer traditional textile batik techniques to wood. I specialize in Indonesian batik ornaments, but focus more in the classic styles of Yogya and Solo. The color I use is 'sogan,' or brown, a trademark of the Yogya-Solo style."

"I want to add new designs to my collection, and this microcredit will make it possible for me to carry out my plan. I want to make batik become more familiar to all the people in the world, not only in Indonesia, and I hope they come to appreciate batik as an ancient art form that will sustain and grow in time. Thanks for supporting me and my project, and for loving Javanese batik. This microcredit will go toward the preservation of the batik legacy for the world."

Use the link below to view Handaru's handcrafted batik art on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Indonesia

  • $5,200
    Average annual income
  • 13
    View loans »
    Indonesia Loans Fundraising
  • $5,460,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Handaru to invest in the purchase of wood and wax, in order to increase production.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 15, 2013
Apr 13, 2013
Currency Exchange Loss:
Dec 17, 2013