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Marco Antonio
Marco Antonio is married. He lives with his wife and three children who are his highest priority. He hopes to use the loan to buy a new calf for his farm. Marco's land is ideal for raising animals, and for this reason he would like to buy more animals. He has worked in this area for many years and it has been going well for him, which is why he would like to continue on with the project. He hopes to increase the number of animals on his farm so that he can increase his milk production for his household consumption, and at the same time reduce his expenses and generate more income. 

This Marco's first loan from FUDECOSUR. He has not relied on loans from state banks before but FUDECOSUR allowed him to take our a loan much more easily with a much lower interest rate.  
View original language description ↓
Marco Antonio, está casado, vive con su esposa y 3 hijos que son su mayor prioridad. El con el crédito pretende comprar un ternero nuevo para su finca. Marco posee terreno apto para la explotación de estos animales por lo cual quiere comprar más animales para explotar su terreno, el se ha dedicado desde hace ya varios años y le ha ido bien por lo cual quiere seguir con su proyecto. El espera aumentar el número de animales a su poder y así poder aumentar la producción de leche para el consumo de su hogar, a su vez minimizar sus gastos y generar más ingresos. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 48
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 500.0
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $900 helped Marco Antonio to buy calves for his farm.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 11, 2013
Apr 11, 2013
Currency Exchange Loss: