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Margaret Waithira
Margaret is a mother living in Makomboki, Muranga county in Central Kenya. She is a mother of four, two of whom are in high school and two in college. She is a farmer who raises six dairy cows and also harvests bananas, which she sells in the market.

Margaret currently uses both firewood and charcoal for cooking, and every month she buys a sack of charcoal at $14 per bag. She also buys kerosene for lighting for $0.50 per day. This is a huge expense for her, and she would greatly benefit from a biodigester, which would allow her to generate significant savings over time. She would like to divert these savings to educate all her children through college.

She would like a Kiva loan to construct a biodigester, which she will repay in installments through her savings and loan group. With the biogas she will have enough fuel for cooking and lighting. She will use the money saved on fuel, along with the profit from the sale of milk and bananas, to repay this loan.

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About Visionary Empowerment Programme

Visionary Empowerment Programme (VEP) is a nonprofit organization that empowers people to build their own enterprises through microfinance, training and other development services. In addition to providing loans to groups of borrowers, it works with established organizations to encourage installation of biogas digesters, solar energy products, clean cooking stoves and other technologies that reduce costs, poverty and greenhouse gas emissions.

About Kenya

  • $1,800
    Average annual income
  • 736
    View loans »
    Kenya Loans Fundraising
  • $44,862,475
    Funds lent in using Kiva
  • 84.7
    Kenya Shillings (KES) = $1 USD