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Ruth
Ruth is 22 years old. She is married to José Luis, who is 26 years old, and has a one-year-old daughter. They live in a rented house close to their relatives.

Ruth earns her living growing potatoes, peas, fava beans, corn, and other vegetables like cilantro, carrots, and lettuce. She and her husband have been farming for three years. They learned their agricultural techniques from their parents, who grew up on the lands that now belong to them and belonged to their parents before them. They also cultivate rented fields in order to produce larger quantities.

Ruth likes harvesting potatoes, because she likes gathering them from the furrows to later sell them in the market in the city of Tarma, where they are already known for the quality of their harvests. The hard part is transporting the harvest to the market, since the sacks are very heavy. The earnings that they receive are reinvested.

This is Ruth's sixth loan with Kiva and she feels very grateful for the financial support that she receives. She is committed to making her payments punctually. She will invest the 2000 soles (PEN) in the purchase of composted material to fertilize her crops, as she will be harvesting them soon.
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Ruth, tiene 22 años, esta casada con José Luis de 26 años y tiene una hija de un año, ellos viven en una casa alquilada, cerca de sus familiares . Ruth se dedica al sembrado de papa, arveja, habas, maíz y diferentes verduras como culantro, zanahoria y lechuga. Ella y su esposo llevan sembrando 3 años, las técnicas agrícolas, las aprendieron de sus padres, quienes crecieron en las tierras que ahora les pertenecen, pero que antes eran de sus padres. También cultivan chacras arrendadas, para hacer producir en mayor cantidad sus productos, a ella, le gusta cosechar papa, pues le gusta recogerlos de entre los surcos, para luego comercializarlos en el mercado de la ciudad de Tarma, donde ya tiene conocidos por la calidad de sus cosechas, pero lo difícil es trasladar su producción hasta el punto de venta,ya que los sacos son muy pesados y las ganancias que perciben la vuelven a invertir .Este es su sexto préstamo con Kiva y se siente muy agradecida por el apoyo financiero que recibe y se compromete a pagar sus cuotas de manera puntual.
Ruth, invertirá los S/.2000 soles en la compra de abono orgánico para nutrir sus sembríos, pues pronto cosechará.

About Peru

  • $6,715
    Average annual income
  • 64
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD