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Harriet's Group
In this Group: Harriet, Elizabeth, Najib, Joyce, Jenepher, Prossy, Margret, Topias, Proscovia, Ketty, Ruth, Gauda, Annet, Sarah, Jane, Annet, Rosemary, Eunice, Levi
Elizabeth is 50 years old and a widow with six children. She also pays university tuition for two of her siblings. Elizabeth sells charcoal in a rural area to earn income to meet all of her household needs as well as pay tuition. Her main business challenge is the continual fluctuation of the price of charcoal. Elizabeth is a shrewd and business-oriented lady.

Elizabeth is requesting a loan to buy materials to complete construction of rooms in her house. When construction is complete, she will be able to increase her profit to supplement her already-strained income.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,500
    Average annual income
  • 298
    View loans »
    Uganda Loans Fundraising
  • $30,263,650
    Funds lent in using Kiva
  • 2,580.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Harriet's Group's $2,100 loan helped a member to buy materials to complete construction of rooms in her house.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 15, 2013
Listed
Apr 13, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013