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Due to difficult circumstances Ama did not have access to any form of formal education. However, this has not stopped her from achieving her dream of becoming an entrepreneur.

Currently, Ama prepares and sells ‘Gari’ (a traditional Ghanaian snack that is made from starched powdered cassava) in her village of Ekumfi-Twa (near the Cape Coast). Alongside her gari she also sells soft drinks as well. She has been doing so for about 5 years.

She is married to a farmer, and together they have 6 children. Ama uses all her income to feed and provide for her family. Ama will use the loan to purchase an increased amount of cassava and soft drinks, which will aid her in improving her overall sales. Ama wants to use the future profits from her expanded business to ensure that all her children are able to receive an education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 46
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Ama to purchase an increased amount of cassava and soft drinks, which will aid her in improving her overall sales.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Mar 27, 2013
Apr 13, 2013
Currency Exchange Loss:
Aug 17, 2013