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Shamshad is a 41-year-old woman. She has been running a beauty parlor for three years. She shared that her life has not been easy, due to the fact that her husband abandoned her and she had to assume all responsibilities for the home and the well-being of her two children. Despite the difficult economic situation that Shamshad confronted, her hope was never extinguished. Her children became the fundamental factor in her desire to get ahead.

With the support of Kashf Foundation she initiated her business, and now she has become famous on her street for providing the best quality services. In order to cater more customers, she requested a loan of PKR 25,000 to purchase packs of creams, cleansers and makeup kits. She wishes to spend part of the income on the expansion of her business. Shamshad is very thankful to Kashf for its tremendous support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 337
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Shamshad to buy packs of creams, cleansers and makeup kits.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 23, 2013
Currency Exchange Loss:
Oct 17, 2014