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Ms. Mariyam is a 31-year-old married woman. For the past five years, she has been successfully running a milk shop at her home, where she sells milk to the people of her community.

Over time, Mariyam has become famous in her area for providing good quality milk. She counts a good client list and makes enough to contribute to her family's income. Mariyam's husband is employed in a textile mill, but his income is not sufficient to meet the needs of the family.

Mariyam has some savings, and she is requesting a 25,000 PKR loan through the Kashf Foundation to purchase another buffalo in milk to inflate her sales. She expects a boost in her earnings and plans to spend her profits on expanding her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 475
    View loans »
    Pakistan Loans Fundraising
  • $15,108,650
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Mariyam to purchase another buffalo in milk to inflate her sales.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 23, 2013
Currency Exchange Loss:
Apr 16, 2014