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Anjum is 37 years old and an independent woman. She has three children, and her husband died six years ago. She has been in business, selling clothing at her house, since her husband's death six years ago. This is the only source of income for her family. Due to large household expenses and Anjum being the sole supporter of her family, she is facing a lot of problems in life.

She has requested a loan from Kiva’s partner, BRAC Pakistan. She wants to expand her business by opening a garment shop in the market, because she is not getting enough customers in her house. She would also buy a greater variety of clothing, including shirts and dresses, to attract more customers. This loan could help her to increase her monthly income and savings, for the better future of her children. With the profit amount, she would pay the pending utility bills of her house.

She is very thankful to Kiva and BRAC Pakistan for helping her.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 413
    View loans »
    Pakistan Loans Fundraising
  • $15,144,625
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Anjum to open her clothing business at the public market, and to buy a greater variety of clothing to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 29, 2013
Apr 12, 2013
Currency Exchange Loss:
Feb 17, 2014