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Ransford Alex's Group
In this Group: Ransford Alex, Mathias Fillie, Sidikie
Pictured above are teachers of a secondary school in the eastern city of Koidu. Like their counterparts in SMT’s other operational areas, they have come to request a loan of 3,900,000.00 Sierra Leonean Leones for the entire team. With the help of this loan, they will be able to meet their immediate and most pressing financial needs. At the end of each month, their school’s bursar can deduct money from their salaries to repay SMT/Kiva lenders.

Sidikie (who is pictured in the middle) is the featured leader of this team. Born in Jaima in eastern Sierra Leone, the 28-year-old is single with one child who is attending primary school. A school teacher for six years now, Sidikie has requested this loan to pay college fees for himself and to buy house-building materials such as iron corrugated sheets, nails, cement, etc. for the construction of a home.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 23
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,329.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Ransford Alex's Group's $925 loan helped a member to pay college fees for himself and to buy house-building materials such as iron corrugated sheets, nails, cement, etc. for the construction of a house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 12, 2013
Currency Exchange Loss:
May 17, 2014