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Nancy is 27 years of age, married, and has one child. They reside in Nkubu, in the Meru Region of Eastern Kenya.

Nancy has been a farmer for over ten years, planting bananas and cereals. She also operates a retail business as an extra source of income.

She has requested a loan of KES 50,000 to be used in purchasing irrigation equipment. This will help in pulling water to every part of the farm and, thus, help to improve their production yield. It will also improve their living standards because of the high profits. In the future, Nancy wants to have the biggest cereals store in the entire country.

Lack of capital, crop pests, and diseases are the biggest challenges. Nancy likes Juhudi for its quick processing of loans.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 717
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 84.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Nancy to purchase irrigation equipment for her farm.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 28, 2013
Apr 12, 2013
Currency Exchange Loss:
Sep 20, 2013