Arnel is from Clarin, Misamis Occidental. He is 39 years old and married. To make a living, Arnel provides motor transport services. Arnel has been engaged in his business for four years and earns approximately 30,000 PHP per month. In 2009, Arnel joined Kiva partner GDMPC to gain access to financial services to help improve his living situation and ability to engage in business activities. Arnel is requesting a new loan of 40,000 PHP, which will be used to repair his existing vehicle in order to provide better service. He plans to use the additional revenue generated from the business to improve his family's general living conditions.
Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.