Malaeniu is 35 years old and married. She farms a small plot of land where she grows cabbage, cucumbers, beans and pumpkins to earn a living. She has been doing this for three years and is requesting a loan to buy fertilizer, chemicals, bush knives, weed killer, axes, rakes and other items. She has been a member of SPBD since 2012. With her profits, Malaeniu hopes to improve her farm, better support her family and pay for her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.