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Navy's Group
In this Group: Navy, Em, Kea
Navy, originally from the Dambae district of Kampong Cham province, is 41 years old and blessed with one child. Her primary source of income is her one-and-a-half hectare farm where she grows cassava. Her husband works for others to make money. She has been farming for seven years and makes up to 17,900 KHR a day.

Navy, a first-time borrower, is part of a three-member group that is applying for a new 8,000,000 KHR loan with VisionFund, Kiva’s partner. Of this, 2,000,000 KHR will be her loan portion. She will use it to lease a plot of farmland, pay for plowing fees and buy insecticides. She hopes to earn more money so that she can maintain a good living standard.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 38
    View loans »
    Cambodia Loans Fundraising
  • $38,709,225
    Funds lent in using Kiva
  • 3,984.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Navy's Group's $2,025 loan helped a member to lease a plot of farmland, pay for plowing fees and buy insecticides.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 15, 2013
Apr 11, 2013
Currency Exchange Loss:
Oct 17, 2014