Primavera 2009 Group
The loan they’ll take out will benefit small, micro businesswomen like Estephanie. She indicates that she joined Pro Mujer seven years ago thanks to an invitation from a girlfriend who is a member of the institution. At present, she has a business selling fruit and fruit juice. She relates that she started the business on advice from her mother who sold the same thing.
The loan she’ll take out now is to increase capital. She’ll buy oranges and blenders from wholesalers in the city of La Paz and then sell in her stand. This way of working makes it possible for her to generate resources to support herself and her parents. When asked what she likes about Pro Mujer, she responds that she likes the health area and the credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Estephanie es integrante, ella indica que hace siete años que integra Pro Mujer, ingresando por invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de frutas y jugos; da a conocer que este negocio lo emprendió a concejo de su madre quien vendía lo mismo.
El crédito que ahora sacará es para el aumento de capital (compra de naranjas y licuadoras) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantenerse y mantener a sus padres.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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