Sia is 35 years old, married, and has four children. In 2004, Sia established her commercial business. She began her business to provide assistance to her husband in taking care of the home. Her business is located at city center and her customers are mainly women. Working six days a week and 10 hours a day, she earns about 4000,000 SLL a month.
Sia is requesting her third loan for 5,000,000 SLL, which she will use to buy used clothing. She hopes that this loan will increase her income level. In the future, Sia plans to develop her plot of land, educate her children, and continue with her business.
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.