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This is 27-year-old Seibatu. She is married and has two children, aged 7 and 4 years. In 2008, Seibatu established her commercial business. She began her business just to support her children. Her business is located at the heart of town, and her main customers are mostly women. Working seven days a week and 10 hours a day, she earns about Le 380,000 every month from this business.

She would like a loan in the amount of Le 4,000,000. Seibatu has already received and successfully repaid one loan. Now she requires a new loan, in order to buy wax cotton and dry cotton, to resell at her business. She hopes that this loan will increase her income level.

In the future, Seibatu plans to build a house, educate her two kids, and to acquire a shop. She appreciates the gesture she is receiving from Kiva. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,329.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Seibatu to buy wax cotton and dry cotton, to resell at her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 11, 2013
Currency Exchange Loss:
Oct 17, 2013