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Update on Mariatu

This is 27-year-old Mariatu. She is married and has one child, aged 5 years. She has one additional dependent, who lives with her for schooling.

In 2005, Mariatu established her commercial business. She began her business just for self-empowerment. Her business is located at the city center, and her main customers are both men and women. Working seven days a week and 11 hours a day, she earns about Le 700,000 every month from this business. She would like a loan in the amount of Le 4,000,000. Mariatu has already received and successfully repaid one loan. Now she requires a new loan in order to increase her inventory level, and hence attract many customers.

In the future, Mariatu plans to seek more financial assistance, to educate her child and to own a shop. She appreciates the gesture she is receiving from Kiva. She thanks you for your support.

Previous Loan Details

This is 27-year-old Mariatu. She is married, and has one child, age 5. She has one additional dependent who lives with her for schooling. In 2005, Mariatu established her pan dish, rubber dish and peak milk business. She began her business because she wants to be self-empowered and that is her... More from Mariatu's previous loan »

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 5
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,329.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Mariatu to buy pan dishes, rubber dishes and Peak Milk Powder.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 11, 2013
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Mariatu. It was first posted on Kiva on Oct, 2012. Learn More