Update on Abdul KarimThis is 39-year-old Abdul, who is married and has three children, aged 12, 7 and 2. He has one additional dependent who lives with him, to help with domestic work and to attend school.
In 2000, Abdul established his clothing business. Working six days a week and ten hours each day, he earns about Le 2,000,000 every month. Abdul is now requesting a loan in the amount of Le 5,000,000, which he will use to buy jeans, shirts, and t-shirts. in the future, he plans to grow his business further, build a house and educate his children. Abdul thanks you for your support.
Previous Loan DetailsThis is 38 year-old Abdul, who is married, has three children aged 11, 7 and 1, and one additional dependent who lives with him to help with domestic work and to attend school.
In 2000, Abdul established his clothing business. Working six days a week and ten hours each day, he earns abou... More from Abdul Karim's previous loan »
About the Association or Rural DevelopmentThe Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid