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This is 44-year-old Reginald. He is married and has no children. He has one additional dependent who lives with him to help a sister with her child's education.

In 2008, Reginald established his food and drinks business. He began his business because he wanted to be self-reliant after graduating from college. His business is located in the city center and his main customers are all ages and sexes.

Working 6 days a week and 14 hours a day, he earns about Le 2,332,000 every month from this business. He would like a loan of Le 5,000,000. Reginald has already received and successfully repaid four loans and now requires a new loan to buy soft drinks, rice and oil. He hopes that this loan will increase his stock and maximize his profit.

In the future, Reginald plans to expand his business to the outskirts of town. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 56
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,329.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Reginald to buy food and drinks.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 5, 2013
Apr 11, 2013
Currency Exchange Loss:
Mar 17, 2014