Fidelia is 57 years old and married, completed six years of primary school education and has five children. She raises pigs and started out raising egg laying chickens. She’s been doing this for 10 years and also has her husband’s support; he sells clothing.
She is a member of a group and is asking for a loan which she will use to buy piglets to raise and sell. She will also buy concentrated feed. In the future she wants to have lots of livestock and a big demand. The rest of the group’s members raise chickens and have businesses.
La señora Fidelia de estado civil casada, cuenta con 57 años de edad, curso los 6 años de educación primaria, tiene 5 hijos; ella se dedica a la crianza de ganado porcino, inició este negocio criando gallinas ponedoras y hasta la fecha lleva 10 años de experiencia, también cuenta con el apoyo de su esposo quien se dedica a la venta de ropa.
Organiza un grupo y solicita un prestamo que lo utilizará para la compra de cerditos para criarlos y luego venderlos, también para comprar concentrado para alimentarlos, en el futuro quiere tener mucho ganado y mucha demanda; las demás integrantes del grupo se dedican a crianza de gallinas y al comercio.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.