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Santa Isabel Momos Group
In this Group: Maria Del Carmen *, Hilda Demetria , Julia Leonarda , Marvin Fidel , Nelson Gerardo , Rolando Fabio, Pablo *, Blanca Estela, Jhojan Ivan , Eugenio
* not pictured
Hilda Demetria is 39 years old, married, and completed 3 years of 'educación primaria' (education for children aged 7-14). She has four children, three of whom are in school. Hilda Demetria's business is selling natural medicines. She started out selling medicines in the streets and currently has 15 years experience.

Hilda Demetria formed a group so that she could request a loan to buy medicines for re-sale. In the not-so-distant future, she would like to have another sales location so that she can make more profits. The other members of her group work in farming and commerce.

*Only eight members of the group appear in this photo as some were unable to attend the meeting.
View original language description ↓
La señora Hilda Demetria de estado civil casada, cuenta con 39 años de edad, estudió 3 años de educación primaria, tiene 4 hijos y de ellos 3 están estudiando, se dedica a vender medicina natural, inició este negocio vendiendo medicina en las calles y hasta el momento lleva 15 años de experiencia.

Organiza un grupo para poder solicitar un préstamo que lo utilizará para la compra de medicina para poder revenderlo, en el futuro no muy lejano quiere contar con otro local para tener mayor rentabilidad; las demás integrantes del grupo se dedican a actividades agropecuarias y al comercio.

en la fotografía aparecen solo 8 integrantes, ya que los otros no pudieron asistir a esa reunión.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 126
    View loans »
    Guatemala Loans Fundraising
  • $10,855,800
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Isabel Momos Group's $1,600 loan helped a member to buy medicines to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 2, 2013
Apr 11, 2013
Currency Exchange Loss:
Feb 17, 2014