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This client lives with her husband and two children in their own house. She is very responsible and a hard worker, and owns a store where she sells essential goods such as beans, milk, eggs, bread, etc. She has been in business for several years since her family has always been in the trade. This is where she gained the sales experience she uses to earn more profit. The store is in her house which is situated in a busy district so she has many customers who visit her well-stocked store. She wants to continue with the business and make a new investment, but does not have the necessary capital. She is requesting a loan to buy the goods she needs for the store, and is committed to paying back the loan on time. She is confident she can give her family a better quality of life.
View original language description ↓
La clienta vive con su esposo y sus 2 hijo en casa propia, es muy responsable y trabajadora ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene varios años con su negocio ya que su familia siempre han tenido tienda y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, esta ubicada en su lugar de residencia en una zona muy transitada por eso se ha hecho de mucha clientela y tiene la tienda surtida, ella quiere seguir con el negocio y por eso quiere realizar una nueva inversión pero necesita de capital, solicita un crédito que le permita comprar lo necesario para su tienda, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 712
    View loans »
    El Salvador Loans Fundraising
  • $26,095,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to buy products for her store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Apr 16, 2013
Currency Exchange Loss:
Sep 17, 2013