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Ilkhom is a young man of 33. He is divorced, has no children, and lives with his parents. He is an expert home repairman — he does finishing work — and this is working out well for him. His only brother is working abroad in Russia, and he sends as much money as he can to his parents. Ilkhom has decided to do some major repairs on his house, for their living conditions are very poor. He has saved up some money, but it is not enough to buy the necessary building materials.
After hearing about Arvand from his friends, Ilkhom decided to take out a loan. He plans to use the money to buy building materials and repair his house. He thanks you in advance for help and support.
View original language description ↓
Илхом молодой мужчина в возрасте 33 лет. К сожалению он разведён и не имеет детей. Живет со своими родителями. Он является мастером по ремонту жилых помещений , занимается отделочными работами и у него это хорошо получается. Его единственный брат находиться в Российской Федерации на заработках, и по возможности отправляет денежные средства своим родителям. Илхом решил произвести капитальный ремонт в своем доме, так как они живут в очень плохих условиях. Он накопил деньги но ему не хватает на покупку строительных материалов.
Илхом узнав у своих знакомых об организации Арванд решил получить кредит, и приобрети нужную сумму. На полученный кредит Илхом планирует купить строительные материалы и отремонтировать свой дом.
Он заранее благодарит Арванд за помощь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 122
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Ilhom to purchase of building materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 19, 2013
Apr 12, 2013
Currency Exchange Loss:
Oct 17, 2014