Juana has a small business – she sells groceries and dairy products – that helps her to contribute with some of the home expenses, like electricity, water, food and clothing, while the crops grow and are ready to be sold. She has worked in agriculture for twenty years; her husband inherited the land where she works. Juana’s customers are her neighbors and some middlemen that visit the region to buy her products.
Juana is requesting a loan to buy certified seeds, something that will improve her crops, both in quantity and quality. Her goal is to make the most of her crops in order to make her dreams come true and open a minimarket, something missing in the region. This would result in higher income for her family and her own, free-to-use capital.
Actualmente ella solicita ayuda para la compra de semilla certificada para su siembra la cual le vendrá a mejorar su cosecha en cantidad y en calidad.
Su meta es aprovechar al máximo su cosecha para poder cumplir sus sueños que son de poder implementar un mini mercadito el cual no lo hay en la zona donde ella habita; esto vendrá a generar mayores ingresos para su familia y de esa forma crear un capital propio y libre.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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