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Juana
Mrs. Juana, 54, is a woman that despite her age has not stopped dreaming. She is married and committed to her family and her business. Juana has six children and two of them help her with the agriculture activities: cleaning, trimming and fertilizing, among other. Juana’s parents taught her to sow and harvest grains, such as corn, beans and rice, when she was just a little girl. This is an activity deeply embedded in her family’s tradition.

Juana has a small business – she sells groceries and dairy products – that helps her to contribute with some of the home expenses, like electricity, water, food and clothing, while the crops grow and are ready to be sold. She has worked in agriculture for twenty years; her husband inherited the land where she works. Juana’s customers are her neighbors and some middlemen that visit the region to buy her products.

Juana is requesting a loan to buy certified seeds, something that will improve her crops, both in quantity and quality. Her goal is to make the most of her crops in order to make her dreams come true and open a minimarket, something missing in the region. This would result in higher income for her family and her own, free-to-use capital.
View original language description ↓
Doña Juana es una mujer de 54 años de edad y que a pesar de su edad ella no deja de soñar en grande, ella es casada comprometida con su familia y con su negocio madre de 6 hijos de los cuales 2 de ellos ayudan en las actividades de campo como ser: limpieza, corte, abono, fertilización y otros. Fueron sus padres los que le enseñaron dicha actividad en lo que es la siembra y cultivo de granos básicos como ser: Maíz, Frijol y Arroz a muy temprana edad ya que es una actividad que practica toda su familia desde hace muchos años. Ella tiene un pequeño negocio por medio del cual ayuda a su pareja con los gastos de su hogar como ser luz, agua, alimentación, vestimenta entre otros mientras la cosecha esta lista para su venta el cual es una pequeña pulperia con venta de lácteos. Ella se dedica hace 20 años a la agricultura y su terreno fue adquirido por medio de una herencia a su esposo. Sus clientes son sus vecinos e intermediarios que llegan a la zona para la compra del producto.

Actualmente ella solicita ayuda para la compra de semilla certificada para su siembra la cual le vendrá a mejorar su cosecha en cantidad y en calidad.

Su meta es aprovechar al máximo su cosecha para poder cumplir sus sueños que son de poder implementar un mini mercadito el cual no lo hay en la zona donde ella habita; esto vendrá a generar mayores ingresos para su familia y de esa forma crear un capital propio y libre.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 39
    View loans »
    Honduras Loans Fundraising
  • $7,986,350
    Funds lent in using Kiva
  • 19.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Juana to buy certified seeds for her fields.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 5, 2013
Listed
Apr 11, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013