Joselyne is member of the Dufashanye Group and lives in Gitega. She is 43 years old and is married to Astère, who is the pastor of a church. Together they have four children, all of whom attend school.
Joselyne has been selling beignets for the past eight years. She is currently on her fourth loan cycle with Turame. With the loan she receives from KIVA, Joselyne will be able to increase the quantity of beignets she sells and earn a higher income. The income she earns will allow Joselyne to purchase clothing for her children and to pay their school fees.
Joselyne fait partie du groupe Dufashanye et habite à Gitega. Elle a 43 ans et est mariée à Astère, un pasteur d’une église. Ensemble ils ont 4 enfants tous étudient.
Elle fait le commerce de beignets depuis 8 ans.
Elle est à son quatrième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter la quantité de beignets à vendre pour gagner plus.
Grâce aux bénéfices, elle parvient à acheter les habits des enfants, et payer leurs frais scolaires.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.