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Ben Group
In this Group: Benjamin, Mercy, Salomey
The group is made up of three members who have been accessing loans from ID-Ghana since 2010. They are Benjamin, Mercy and Salomey. Ben is a tailor, Mercy sells tea and Salomey is a hairdresser. They reside in the Dansoman community.

ID Ghana has been of great service to them since they have been able to grow their small businesses through the credit scheme.

Benjamin is a 39-year-old tailor. He has eight years of experience in his business. He works six days in a week (from Monday to Saturday). He is constantly working to improve his business capital.

This is his sixth loan with ID-Ghana, and he is requesting an amount of 700 GHS (Ghana cedis) to buy more materials to sell to his customers in the community.

The entire group needs a total amount of 2,600 GHS for business expansion and to meet customers’ demand.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $2,643
    Average annual income
  • 5
    View loans »
    Ghana Loans Fundraising
  • $10,860,250
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Ben Group's $1,350 loan helped a member to buy more materials to sell to customers.
99% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Mar 10, 2013
Apr 11, 2013
Currency Exchange Loss:
Oct 17, 2013