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Esty Group
In this Group: Esther, Gifty, Edward
ESTY group consists of three partners all from Dansoman. They are Esther, Gifty and Edward. They sell provisions, beans and footwear, respectively. They have been together since 2010.

Esther is 46 years old. She has three children. She needs GHS 2,000 to buy milk, rice, soap and canned fish to sell to her customers. She has been in this business for the past three years and is doing very well. She is very loyal and truthful with the loans she has taken from ID Ghana and now is applying for her eighth loan to meet her customers’ demands.

The entire group needs an amount totaling GHS 4,100 to expand and buy more goods to meet the demands of their respective customers

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 25
    View loans »
    Ghana Loans Fundraising
  • $11,557,625
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Esty Group's $2,125 loan helped a member to buy more milk, rice, soap and canned fish and sell to her customers.
99% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 10, 2013
Apr 11, 2013
Currency Exchange Loss:
Sep 17, 2013