Ele is a 25-year-old married woman with two children. She makes and sells pancakes, ice cakes, pani popo, and keke puaa in her community to earn a living. She has two years of experience in this business. Ele needs a loan to buy sacks of sugar, flour, yeast, frying pans, forks, etc. to expand her business. She plans to use her profits to support her family and save some money for her business. Ele has been a member of SPBD for one year.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.