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Phon's Group
In this Group: Phon, Sina, Saly
Phon, an elderly, 56-year-old, widowed mother of five children, resides in EK Phnom district, Battambang province. Phon is a local farmer who does rice cropping and peanut growing, as her main source of income. She has been with this business for 30 years.

Including this loan cycle, Phon is a second-time borrower with VisionFund (Kiva’s partner). Since the past loan, she has been able to provide daily, decent food for her family, and maintain her business. Now, she forms a group of three to apply for a new loan. As the group leader, she will use her loan portion to buy rice seed and potash, and to pay the fee for plowing her land. She highly believes that she can sustain her living and make her business grow well.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 287
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 3,987.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phon's Group's $575 loan helped a member to buy rice seed and potash, and to pay the fee for plowing her land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2013
Apr 10, 2013
Currency Exchange Loss:
Apr 16, 2014