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Moern's Group
In this Group: Moern, Ny
A citizen from a rural area located in the Moung Russey district where rice farming is a common way to earn a living, Moern is aged 55 years and married. To support the family, she and her husband have struggled to feed her six children by farming rice on three-hectare farmland and working for others for a fee. Out of her six children, one is dependent and still in school. Having been in the business for 12 years, the current business earns her approximately 30,000 KHR per day.

Moern has been with Kiva’s partner, VisionFund, for five cycles and she completely paid back the loan, while her group member is just with VisionFund for this cycle. Now she is leading her group to ask for a loan. As the leader, Moern will use her portion to buy fertilizer and pesticides for her farmland and use a portion of it to spend for gasoline for water pumping. She hopes this loan will enable her to earn more crop yield so as to make a better living and keep her child in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 121
    View loans »
    Cambodia Loans Fundraising
  • $35,122,200
    Funds lent in using Kiva
  • 3,987.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Moern's Group's $625 loan helped a member to buy fertilizer and pesticides for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 11, 2013
Apr 10, 2013
Currency Exchange Loss:
Apr 16, 2014