Penelope, 43, is married with 7 children. She has a small garden where she grows taro, taamu, yams, and bananas that she sells in her community or at the market. She has been doing this for 3 years. Penelope needs a loan to buy a knapsack, wheelbarrow, chemicals, knives, and file for her garden. She has been a member of SBPD since 2010. Penelope will use the profits from her sales to pay for her children's school fees and to support her family.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.