Karol is very eager to get ahead, above all because she wants to be the pride of her family, especially her parents.
Karol works as a domestic servant. She works about nine hours a day and with the fruit of her labor she is able to study for her degree in IT and help out with the family expenses.
She believes she is getting ahead because she is honest, responsible and above all has many aspirations.
Karol is very thankful to the Kiva lenders because thanks to the help she has been given, she can improve the small room where she lives since it has cracks in the walls and humidity is leaking in.
This way she can improve her quality of life and keep fighting every day to make her biggest dream come true: "Graduate and be a successful professional".
Karol está muy agradecida con los prestamistas kiva ya que gracias a la ayuda que le han brindado ella podrá mejorar el pequeño cuarto donde vive ya que presenta grietas en las paredes y el filtrado de humedad, así ella podrá mejorar su calidad de vida y seguir luchando cada día para poder hacer realidad su más grande sueño:” Terminar su carrera y poder ser una gran profesional”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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