Pedro works in his small business, making and selling ice cream and sweets. He likes his work a lot, most of all because his customers always return to buy his products because he is so nice to his customers. At times, he also works in construction to earn some extra money for the household expenses. He believes that he is getting ahead because he is responsible, and because he has the greatest motivation to strive to succeed: his son.
Pedro is very grateful to the Kiva lenders, because thanks to the help that they are providing, he will be able to make some improvements to his house. He will be able to make some repairs to his roof and walls, which have some cracks. This way, he will have a more secure home, and will be able to continue to strive to get ahead and make his greatest dream a reality: to finish his house and see his child become a professional.
Día a día Pedro trabaja en su pequeño negocio de elaboración y venta de helados y dulces, le gusta mucho su trabajo sobre todo porque Pedro comenta que es muy dulce con los clientes y por ello siempre regresan a comprar sus productos, en ocasiones también trabaja como albañil y con ello tiene un dinero extra para los gastos del hogar; el cree que está saliendo adelante porque es responsable y tiene un motivo muy grande para luchar el cual es su hijo.
Pedro está muy agradecido con los prestamistas Kiva ya que gracias a la ayuda que le han brindado el podrá realizar mejoras en su vivienda, ya que podrá mejorar el techo y las paredes las cuales se encuentran con algunas grietas, así el podrá tener una vivienda más segura y seguir luchando para poder salir adelante y hacer realidad su más grande sueño:” Tener su casa terminada y poder darle una profesión a su hijo”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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