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Mario Concepcion
Mario is a 67-year-old man. He lives in the town of Nazca with his wife and his two children. He loves them and they're his main reason for living. He's a very friendly, hardworking and enthusiastic person, and alongside his wife he makes every effort to get his family ahead. Unfortunately, due to a lack of financial resources and out of the need to work from a very young age, Mario wasn't able to study for a career in business administration. In his free time he enjoys having a little time to read. Occasionally, he cooks a delicious "arroz con pollo" (rice and chicken) that he shares with his family.
On his own initiative, and with a lot of hard work and dedication, Mario works on his small business providing accommodation services. He works everyday for about 12 hours. He believes that he does well because of his experience and the kind way in which he treats his customers.
Mario is currently very thankful to Kiva lenders, since thanks to the help they provide he'll be able to purchase sheets and blankets. In addition, he'll be able to do some refurbishing on his bed and breakfast. Therefore Mario will be able to tend to his customers by providing them with better service. That way he'll keep on working and striving in order to accomplish his biggest dream of owning a big hotel someday.
View original language description ↓
Mario es un hombre de 67 años, vive en la ciudad de Nazca con su esposa y sus 2 hijos, a quienes ama y son su principal razón en la vida, él es una persona muy amable, trabajador y entusiasta, que junto con su esposa dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven, Mario no pudo estudiar la carrera profesional de Administración, en sus ratos libres le gusta dedicar un poco de tiempo a la lectura y en algunas ocasiones cocina un riquísimo Arroz con Pollo para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Mario trabaja en su pequeño negocio donde brinda servicios de hospedaje, él trabaja todo el día por un aproximado de 12 horas y cree que le va bien por su experiencia y por el trato amable que brinda a sus clientes.
Mario se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de sabanas, edredones y adicionalmente podrá hacer algunas refacciones a su hospedaje, de esta manera Mario podrá seguirá tendiendo a sus clientes brindándoles un mejor servicios, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de algún día tener un gran hotel.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 79
    View loans »
    Peru Loans Fundraising
  • $54,535,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Mario Concepcion to purchase sheets and blankets, and to refurbish his bed and breakfast.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2013
Listed
Apr 10, 2013
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013