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Marlon Jose
Marlon works in a health center in the community where he lives. He started out as a driver and now he is a statistics official who has worked at the center for 15 years. He is married with three children, to whom he gives his full support for their development. Right now, he urgently needs to improve the wall and roof of his home, which is why he decided to visit Ceprodel to ask for a loan to buy construction materials. He needs 2x4 beams, cinderblocks, cement, 28 caliber metal roofing, and sand. With this he will repair the wall and ceiling that he needs to do, and this way improve his living conditions.
View original language description ↓
El señor Marlon trabaja en un centro de salud de la comunidad donde vive, inicio como conductor y ahora se desempeña como oficial de estadísticas con 15 años de laborar en dicho centro, es casado con 3 hijos a los que le brinda todo el apoyo para su desarrollo, actualmente está presentando una urgencia de mejorar la pared y techo de su vivienda, por lo que se decidió visitar ceprodel para solicitar un financiamiento para la compra de materiales de construcción como; perlin 2x4, Bloques, cemento, zinc calibre 28 y arena, para realizar dicha obra de mejorar la pared y techo que tanto necesita y de esa manera mejorar las condiciones y nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,825
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Marlon Jose to buy 2x4 beams, cinderblocks, cement, 28 caliber metal roofing, and sand.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 14, 2013
Apr 10, 2013
Currency Exchange Loss:
Apr 16, 2014