Raquel is a member of the Progesistas group. She is a hard-working, 41-year-old women who has a common-law marriage. She has three children, all of whom are grown and married. Daniel, 27, works in a print shop; Victor, 24, works in a well-known soft drink company; and Wendy, the youngest at 20, works in a restaurant. In addition to being a homemaker, Raquel has a store where she sells groceries and stationery. She also buys copier parts. With the loan, she will stock her business with potatoes, crackers, soft drinks, sweets, and supplies for her stationery store. With her profits, Raquel wants to expand her house, have a good future, and not struggle with her expenses.
Raquel es integrante del grupo Progresistas, es una trabajadora mujer de 41 años de edad que vive en unión libre y tiene 3 hijos, todos mayores de edad y casados, Daniel tiene 27 años y trabaja en una imprenta, Víctor tiene 24 años y trabaja en una empresa de refrescos famosa y Wendy la menor tiene 20 años y trabaja en un restaurante. Raquel, además de ser ama de casa tiene una tienda de abarrotes, papelería y compra piezas de copiadora; con el crédito surtirá su negocio con papas, galletas, refrescos, dulces y artículos para su papelería. Con la ganancias que Raquel obtiene desea ampliar su casa y de esa forma tener un buen futuro y no batallar con sus gastos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.