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Darwin Geovanny
Darwin, 26, is single and has two children. He lives with his mother in Guaranda, province of Bolívar.

He is a member of the communal bank ALLY ÑAN, which is comprised of ten members from his community. It is about 20 minutes from the office.

Darwin is a master keysmith and also grows crops such as corn and lima bean. He also raises chickens.

He is requesting a loan to buy metal rods, a key copying machine, seeds, urea and herbicides. With the help of the loan he will be able to buy what he needs for planting and also for other work.

His goal is to expand his keysmith business, but he is up against a lot of competition. In his free time he enjoys exercising with his friends.
View original language description ↓
Darwin tiene 26 años de edad es soltero tiene dos hijos, vive con la mamá en Guaranda provincia de Bolívar.
Es Integrante de la VRC ALLY ÑAN está conformada por 10 socios que son de la misma comunidad, está ubicada a 20 minutos de la oficina.
Darwin es maestro cerrajero. Se dedica a la agricultura a la siembras de maíz, habas . Además se dedica a la crianza de gallos finos.
Solicita el crédito para comprar barillas, máquina para sacar copias de llaves, semillas, urea, herbicidas. Con la ayuda del crédito podrá comprar lo necesario para las siembras y el otro trabajo.
El sueño es aumentar el negocio de cerrajería. Los desafíos a los que se enfrenta es la competencia. En el tiempo libre le gusta hacer ejercicio con los amigos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 90
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Darwin Geovanny to buy metal rods, a key copying machine, seeds, urea and herbicides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 15, 2013
Apr 15, 2013
Currency Exchange Loss:
Apr 17, 2014