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Emprendedoras Group
In this Group: Susana Cristina , Andrea Maria , Andrea Margarita, Aura Marina , Nidia Griselda , Alva Emilsa , Wendy Llanere
Andrea María, 21, is the single mother of two children. She finished five years of secondary school. She makes a living selling clothing for girls. She started this business when she lost her job and currently has three years of experience.

She's organizing a group to request a loan to buy more merchandise and stock her business. In the future she wants to have more capital and a locale to be able to sell wholesale.

The other members of the group make a living selling clothing for girls and women.

Only six members appear in the photograph because one of them wasn't able to be there when the photo was taken.
View original language description ↓
La señora Andrea Maria es madre soltera, cuenta con 21 años de edad, curso 5 años de educación secundaria, tiene 2 hijos; ella se dedica a vender ropa para niña, inició este negocio cuando se quedo sin empleo y hasta el momento lleva 3 años de experiencia.

Organiza un grupo para solicitar un préstamo que le servirá para comprar más mercadería y surtir su negocio, en el fururo quiere contar con más capital y tener un local para poder vender por mayor; las demás integrantes del grupo se dedican a comerciar ropa para niñas y damas.

En la fotografía aparecen solamente 6 integrantes puesto que una de ellas no pudo estar presente cuando tomaron la foto.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 69
    View loans »
    Guatemala Loans Fundraising
  • $9,397,125
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Emprendedoras Group's $2,150 loan helped a member to buy clothing for girls.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 25, 2013
Listed
Apr 9, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 2, 2015