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Sulaymon is an honest and hard-working man. He is married and has children. Sulaymon raises cattle and, in addition, grows apricots in season. In the summer he harvests apricots, dries them, and sells in winter. But his main source of income is from raising cattle. Many of his friends have left for [the Russian Federation] and encouraged him to go along with them, but Sulaymon does not want to leave his family behind and attempts to make a living in his native country as best he can.

Every month Sulaymon brings cattle to the market for sale, and immediately uses his revenue to buy young cattle. This business brings in a very good income, so Sulaymon tries to keep developing it. For a long time, he has wanted to buy his own [truck] in order to bring cattle to the market more easily. But for now he lacks the means, so at present he plans to increase his headcount. Sulaymon wants to use his loan to buy cattle and expand his business, which will help him continue saving for a truck.
View original language description ↓
Сулаймон честный и трудолюбивый мужчина. Он женат и имеет детей. Сулаймон занимается откормом скота и дополнительно по сезонно занимается выращиванием абрикосов. Летом он собирает абрикос,сушит и зимой продает.Но основной доход у него от откорма скота. Многие его знакомые уехали в РТ и звали его с собой но Сулаймон не хочет оставлять свою семью одних и старается как то прожить на своей родине.
Сулаймон каждый месяц выводит скотов на рынок и продает и на полученную прибыль сразу же покупает молодых скотов. Этот бизнес дает ему очень хорошую прибыль, поэтому он старается развивать этот бизнес. Сулаймон давно хочет купить собственное авто чтобы легче было развозить скотов на рынок. Но пока у него не достаточно средств, поэтому он на данный момент планирует увеличить свое стадо.
На полученный кредит Сулаймон хочет приобрести скот и расширить свой бизнес, и тем самым копить на авто.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 150
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Sulaymon to buy cattle.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 11, 2013
Apr 9, 2013
Currency Exchange Loss:
Feb 17, 2014