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Patma
Patma is a young hardworking woman and also a loving mother. She is married and has five children. Her husband is currently working in the Russian federation while she raises and fattens livestock. She has a large family, and she finds it very difficult to raise her children by herself, but she is not giving up and she does everything to ensure that her children are not lacking anything. Her children also help her. For example, she milks her cow and the children sell the milk to their neighbors. They make a small income doing this.

Patma buys and sells livestock by herself. Every two months, she takes some livestock to the market, sells it, and then buys other young calves right away. This is her only business, and she is trying to expand her activity.

Patma plans to use her loan to buy a few more head of cattle to increase her herd. She thanks the microfinance institution Arvand in advance for its help and support.
View original language description ↓
Патма молодая, трудолюбивая женщина и любящая мать. Она замужем, имеет пятерых детей. Ее муж находится в Российской федерации на заработках. Сама Патма занимается откормом и разведением скота. У нее большая семья и ей очень трудно одной воспитывать детей но она не подает духом и старается делать все чтобы ее дети не нуждались не в чем. Дети Патмы тоже ей помогают. Она доит корову а дети продают молоко своим соседям. От этого получают не большой доход.
Патма сама занимается куплей продажей скота. Каждые два месяца она выводит скот на рынок продает и сразу же покупает молодых телят. Этот бизнес у нее единственный и она старается развивать этот вид деятельности.
На полученный кредит Патма планирует купить еще несколько голов скота и увеличить свое стадо. Она заранее благодарит организацию Арванд за помощь и поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $1,388
    Average annual income
  • 298
    View loans »
    Tajikistan Loans Fundraising
  • $28,433,625
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Patma to buy some cattle.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 20, 2013
Listed
Apr 9, 2013
Currency Exchange Loss:
Covered
Ended:
Aug 18, 2013